Personal Property: Any movable or immovable property that belongs to the judgment debtor and does not fall under the exceptions specified in this section is liable to attachment and sale. This includes items like real estate, vehicles, jewelry, or any other valuable possessions.
Immovable Property: Generally, land or any immovable assets owned by the judgment debtor can be attached and sold to recover the debt unless they are specifically exempted under Section 60.
Section 60 includes certain exemptions, where certain types of property cannot be attached or sold in execution of a decree. These exemptions aim to protect the basic livelihood of individuals and their families from being destroyed during execution proceedings.
Necessary Wearing Apparel: The clothing and wearing apparel of the judgment debtor or their family are exempt from attachment. This ensures that a person cannot be deprived of their essential clothing during execution.
Tools of Trade: Tools, implements, and other essential items used by the debtor for professional work or trade are exempt from attachment. This allows the person to continue their occupation and earn a living.
Books and Articles of Learning: Books and other articles that are used for learning or professional work by the judgment debtor are generally protected from attachment, provided they are used for professional purposes.
Household Items: Items that are necessary for the domestic use of the debtor’s family, such as household furniture, cooking utensils, bedding, stoves, etc., are also exempt from attachment.
Pension and Retirement Benefits: Pensions, gratuities, or other forms of retirement benefits are not liable to attachment. These are protected to ensure that individuals have a steady income after retirement and can maintain their livelihood.
Income for Support of Family: Income that is necessary for the support of the debtor’s family and dependent relatives cannot be attached, ensuring that family members are not deprived of basic necessities.
Property Exempted by State Laws: The state government has the power to exempt certain types of property from attachment in execution of a decree. These exemptions are typically governed by local legislation and could include items deemed essential for subsistence.
Judicial Protection: Certain properties are judicially protected to ensure that individuals or families do not fall into destitution as a result of an attachment. The provisions of Section 60 provide for a balance between the rights of the decree-holder and the rights of the debtor to basic necessities.
Agricultural Land: In certain situations, agricultural land may be exempt from attachment if it is the only source of livelihood for the debtor and their family.
Small Quantities of Grain or Livestock: Items like small amounts of grain or livestock necessary for subsistence farming may be exempt from execution to prevent the debtor and their family from being starved or deprived of livelihood.